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      Question

      Which type of loans come under RBI’s digital lending

      norms introduced in 2022 and revised in 2024?
      A Only loans above ₹50,000 Correct Answer Incorrect Answer
      B All loans sanctioned and disbursed digitally Correct Answer Incorrect Answer
      C Loans with biometric verification only Correct Answer Incorrect Answer
      D Only MSME loans Correct Answer Incorrect Answer
      E Loans by NBFCs only Correct Answer Incorrect Answer

      Solution

      Explanation: RBI’s digital lending norms cover all loans where customer onboarding, approval, and disbursal occur digitally, including those by banks, NBFCs, and fintechs. It emphasizes transparency, data protection, and grievance redressal.

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