Question

Which type of loans come under RBI’s digital lending

Q: Answer-Which type of loans come under RBI’s digital lending norms introduced in 2022 and revised in 2024?

Explanation RBIs digital lending norms cover all loans where customer onboarding, approval, and disbursal occur digitally, including those by banks, NBFCs, and fintechs. It emphasizes transparency, data protection, and grievance redressal.

norms introduced in 2022 and revised in 2024?

A Only loans above ₹50,000

B All loans sanctioned and disbursed digitally

C Loans with biometric verification only

D Only MSME loans

E Loans by NBFCs only

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Which type of loans come under RBI’s digital lending

Solution