Which of the following statements are correct regarding PMJDY?        
I.            The scheme provides for opening a bank account for every adult individual who does not have a bank account.      
II.            The scheme also provides for an overdraft facility of up to Rs. 5,000 for account holders after six months of satisfactory operation of the account.    
III.         The scheme also provides for a pension scheme for the unorganized sector workers, which can be availed by the account holders who are between the ages of 18 and 40 years.