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In 2021, total global insurance premiums grew by 3.4 percent in real terms, with the non-life insurance sector registering 2.6 percent growth, driven by rate hardening in commercial lines in developed markets. However, in China, the largest emerging market, non-life premium volumes contracted by 0.7 percent as the de-tariffication of motor insurance sparked fierce competition and rate reductions. The US remained the largest insurance market in the world, with total premiums (non-life and life) of US$ 2.8 trillion in 2021, followed by China and Japan. In the life insurance segment, global premium growth bounced back strongly, registering an increase of 4.5 percent.
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