Start learning 50% faster. Sign in now
Non-performing assets in the doubtful debts category have been past due for at least 18 months. Banks generally have serious doubts that the borrower will ever repay the full loan. This class of NPA seriously affects the bank’s own risk profile.
Loss Assets
These are non-performing assets with an extended period of non-payment. With this class, banks are forced to accept that the loan will never be repaid, and must record a loss on their balance sheet. The entire amount of the loan must be written off completely.
Which constitutional articles were modified by the 24th Amendment Act of 1971?
Which Indian State remained an Associate State for a short period before it was recognised as a full-fledged State of the Union?
Article 27 of the Constitution describes
Which article of the Indian Constitution specifies that the President shall not be a member of either House of Parliament or any State Legislature?
The Quit India Movement was launched in which year?
Which state government has launched the SahakarKisanKalyanYojana to boost farm productivity and increase farmers’ income?
Which of the following Fundamental Rights are guaranteed by the Indian Constitution under the Right to Freedom?
1. Right to assemble peacefully
According to the Indian Constitution, under which list is the subject of "Reserve Bank of India" included?
During what years did the Fifth Five-Year Plan of India take place?
Who is termed as the first law officer of India?