Question
Which of the following Statements about the PM Jeevan
Jyoti Bima Yojna is/are not True? I- In case of the death of the insured person, the next eligible beneficiary is provided with a death benefit including a death coverage of Rs. 2,00,000. II- The premium for this scheme is Rs. 330 per annum which is to be auto-debited in one instalment before 31st May of each annual coverage period under the scheme. III- Being an insurance scheme of a Sovereign Government, the Pradhan Mantri Jeevan Jyoti Yojana offers a handsome maturity.Solution
Some of the benefits offered by PM Jeevan Jyoti Bima Yojana are discussed below: In case of the death of the insured person, the next eligible beneficiary is provided with a death benefit including a death coverage of Rs. 2,00,000. Being a pure term insurance scheme, the Pradhan Mantri Jeevan Jyoti Yojana does not offer any maturity. The scheme also provides risk coverage for 1 year which can be renewed yearly. The insurance holders can also opt for a long duration through the option of auto-debit which is linked to their account. The scheme also provides tax deduction under section 80C through its monthly premium payment. The life cover of Rs. 2 lakhs will be provided for one year period stretching from 1st June to 31st May and will be renewable. The premium for this scheme is Rs. 330 per annum which is to be auto-debited in one instalment before 31st May of each annual coverage period under the scheme.
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