Question
Which of the following is NOT correct about MICR?
i. Magnetic ink character recognition code (MICR Code) used mainly by the banking industry to ease the processing and clearance of cheques ii. MICR encoding typically includes bank code, bank account number, cheque number and a control indicator iii. It’s a 11-digit code to identify which shows whether the cheque is real or fakeSolution
MICR consists 9 digits, first three digits denotes the city, next three digits representing the bank and the last three digits representing the bank branch IFSC: The Indian Financial System Code, is an alphanumeric code. It consists of 11 digits . First 4 digits show the Identity of the bank. 5th digit is kept as a default ZERO for future use i.e. 0. Last 6 Characters display the Branch Identity.
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