Question
Banks can provide Finance to certain NBFCs as per the
restrictions provided by RBI, So according to those regulations the exposure of a bank to a single NBFC which is predominantly engaged in lending against the collateral of gold jewelry shall not exceed ………………………….. per cent of the bank’s capital funds (Tier I plus Tier II Capital).Solution
Banks’ exposures to a single NBFC (excluding gold loan companies) will be restricted to 20 percent of their eligible capital base (Tier I capital). However, based on the risk perception, more stringent exposure limits in respect of certain categories of NBFCs may be considered by banks. Banks’ exposures to a group of connected NBFCs or group of connected counterparties having NBFCs in the group will be restricted to 25 percent of their Tier I Capital The exposure of a bank to a single NBFC which is engaged in lending against collateral of gold jewelry (i.e. such loans comprising 50 percent or more of their financial assets), shall not exceed 7.5 percent of the bank’s capital funds (Tier I plus Tier II Capital). However, this exposure ceiling may go up by 5 percent, i.e., up to 12.5 percent of banks’ capital funds if the additional exposure is on account of funds on-lent by such NBFCs to the infrastructure sector
In the question below there are three statements followed by three conclusions I, II and III. You have to take the three given statements to be true ev...
Statements:
Only mango is apple.
No orange is a Peach.
Some Peaches are guavas.
Some guavas are mangoes.
Conclusio...
In the question below some statements are given followed by three conclusions I, II and III. You have to take the given statements to be true even if t...
Statements : Some cities are villages.
No village is a town.
All towns are countries.
Conclusions:I. Some towns being cities is a ...
Statement:
No dress is western.
Only a few westerns are Indians.
All Indians are traditional.
Conclusion:
I. No dress...
In the following question, some conclusions are given and some statements are given you have to take the given conclusions to be true even if they seem...
Three statements are given, followed by three conclusions numbered I, II and III. Assuming the statements to be true, even if they seem to be at varian...
Statement:
At-least some J are K.
Only L are K.
Only M are J.
Few M are N.
Conclusion :
1. Some M are L.
- In the question below some statements are given followed by three conclusions I, II and III. You have to take the given statements to be true even if they ...
Read the given statements and conclusion carefully. Assuming the information given in the statement is true, even if it appears to be at variance with ...
Relevant for Exams:
