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    Question

    From which date will state and central co-operative

    banks come under the RBI Integrated Ombudsman Scheme (RB-IOS), 2021? 
    A 1 September 2025 Correct Answer Incorrect Answer
    B 15 October 2025 Correct Answer Incorrect Answer
    C 1 November 2025 Correct Answer Incorrect Answer
    D 31 December 2025 Correct Answer Incorrect Answer
    E 1 January 2026 Correct Answer Incorrect Answer

    Solution

    The RBI announced that state and central co-operative banks will be included under the Reserve Bank Integrated Ombudsman Scheme (RB-IOS) from 1 November 2025. This expansion ensures faster and uniform grievance redressal for depositors and borrowers across all major banking entities, including NBFCs and credit information companies . 

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