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      Question

      From which date will state and central co-operative

      banks come under the RBI Integrated Ombudsman Scheme (RB-IOS), 2021? 
      A 1 September 2025 Correct Answer Incorrect Answer
      B 15 October 2025 Correct Answer Incorrect Answer
      C 1 November 2025 Correct Answer Incorrect Answer
      D 31 December 2025 Correct Answer Incorrect Answer
      E 1 January 2026 Correct Answer Incorrect Answer

      Solution

      The RBI announced that state and central co-operative banks will be included under the Reserve Bank Integrated Ombudsman Scheme (RB-IOS) from 1 November 2025. This expansion ensures faster and uniform grievance redressal for depositors and borrowers across all major banking entities, including NBFCs and credit information companies . 

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