According to payment system data for January 2026, how many UPI transactions were recorded during the month?

In January 2026, the Unified Payments Interface recorded approximately 21.70 billion transactions. This volume highlights the rapid expansion and widespread adoption of digital payments in India. The total value of these transactions during the month was about ₹28.33 lakh crore, equivalent to roughly USD 312 billion. The scale of transactions demonstrates the strength of India’s digital public infrastructure and the growing use of real-time payment systems. UPI has become the largest real-time payment system in the world, facilitating seamless person-to-person and person-to-merchant transactions across the country.