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      Question

      From which date will the RBI's revised Basel III capital

      norms come into effect?
      A April 1, 2026 Correct Answer Incorrect Answer
      B January 1, 2026 Correct Answer Incorrect Answer
      C April 1, 2027 Correct Answer Incorrect Answer
      D October 1, 2026 Correct Answer Incorrect Answer
      E March 31, 2027 Correct Answer Incorrect Answer

      Solution

      The Reserve Bank of India has announced that its proposed Basel III capital norms—aimed at reducing capital adequacy requirements for banks—will become effective from April 1, 2027. The revised framework includes reduced risk weights on MSMEs and residential real estate, which is expected to boost credit flow and improve capital efficiency across the banking system.

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