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    Question

    Under the newly approved PM Vidyalaxmi scheme, what type

    of loans are provided to students in Quality Higher Education Institutions (QHEIs)?
    A Collateral-backed loans Correct Answer Incorrect Answer
    B Guarantor-free, collateral-free loans Correct Answer Incorrect Answer
    C Loans only with parental support Correct Answer Incorrect Answer
    D Government loans with high interest rates Correct Answer Incorrect Answer
    E Loans limited to undergraduate courses Correct Answer Incorrect Answer

    Solution

    The PM Vidyalaxmi scheme offers collateral-free and guarantor-free loans to support students in QHEIs, enabling meritorious students to pursue higher education without financial constraints, with a substantial credit guarantee to encourage bank lending.

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