Question
The Reserve Bank of India (RBI) has introduced new
guidelines for Housing Finance Companies (HFCs) to align their regulations with Non-Banking Financial Companies (NBFCs) starting January 1, 2025. Which of the following is not a part of these revised guidelines?Solution
The new RBI guidelines require HFCs to have a minimum investment grade credit rating to accept or renew public deposits. If an HFC does not meet this rating, it cannot accept or renew deposits until compliance is achieved. Therefore, option B, which suggests allowing HFCs to accept public deposits without this rating, is incorrect.
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