Consider the following statements with respect to the data provided by the Reserve Bank of India on the bank credit provided to various sectors-
I.According to the data provided by the Reserve Bank of India, the pace of growth of bank credit to the industrial sector slowed down to 6.1 per cent in November from 13.0 per cent in the year-ago month.
II.The credit to the services sector declined  by 21.9 per cent Y-o-Y in November 2023 as compared with 21.3 percent a year ago.
III.The retail loans growth accelerated to 20.2 percent in November 2023 from 19.9 percent a year ago due to moderation in credit growth to housing.
IV.Credit growth to agriculture and allied activities accelerated to 18.2 per cent in November 2023 from 14.0 per cent a year ago. Which of the following statements is/are TRUE? 

According to the data provided by the Reserve Bank of India, the pace of growth of bank credit to the industrial sector slowed down to 6.1 per cent in November from 13.0 per cent in the year-ago month. The RBI said credit to the services sector grew by 21.9 per cent Y-o-Y in November 2023 as compared with 21.3 per cent a year ago. Within the services sector, the credit growth to non-banking financial companies (NBFCs) tapered down to 21.5 per cent Y-o-Y in November 2023 from 32.4 per cent a year ago. The retail loans growth decelerated to 18.6 per cent in November 2023 from 19.9 per cent a year ago due to moderation in credit growth to housing. The credit card segment grew 34.2 per cent Y-o-Y from 25.8 per cent a year ago. The other personal loans, which have substantial elements of unsecured loans, moderated at 21.7 per cent from 24.0 per cent a year ago. Credit growth to agriculture and allied activities accelerated to 18.2 per cent in November 2023 from 14.0 per cent a year ago.