Question
The RBI has introduced a Card-on-File (CoF) token
facility at the level of banks and other institutions to provide convenience for cardholders to get tokens created and linked to their existing accounts with various e-commerce applications. For a CoF, a token is a _______ digit number unique for a combination of card, token requestor and merchant.Solution
The RBI has introduced a Card-on-File (CoF) token facility at the level of banks and other institutions to provide convenience for cardholders to get tokens created and linked to their existing accounts with various e-commerce applications. At present, a CoF token can only be created through the merchant's application or webpage. For a CoF, a token is a 16-digit number unique for a combination of card, token requestor and merchant. Through tokenization, the actual card details are replaced with token credentials that can be used only with the intended merchant.
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