Question
The Reserve Bank has harmonised the provisioning norms
for standard assets applicable to all categories of urban cooperative banks (UCBs). Under this,advances to the commercial real estate (CRE) sector which are standard shall attract a uniform provisioning requirement of ______ of the funded outstanding on a portfolio basis.Solution
The Reserve Bank has harmonised the provisioning norms for standard assets applicable to all categories of urban cooperative banks (UCBs). In December last year, the RBI categorised UCBs into four tiers including, tiers 1, 2, 3, and 4 for regulatory purposes. Prior to that, such banks fell only in tier 1 and tier 2 categories. Â Â Advances to commercial real estate (CRE) sector which are standard shall attract a uniform provisioning requirement of one percent of the funded outstanding on a portfolio basis. In case of the Commercial Real Estate-Residential Housing Sector (CRE-RH) and all other loans and advances, the provisioning requirements would be 0.75 percent and 0.4 percent, respectively. Â Â RBI has categorised all unit UCBs and salary earners' UCBs (irrespective of deposit size), and all other UCBs having deposits up to Rs 100 crore in tier 1. In tier 2, it has placed UCBs with deposits more than Rs 100 crore and up to Rs 1,000 crore. Â Â Tier 3 will cover banks with deposits more than Rs 1,000 crore and up to Rs 10,000 crore. UCBs with deposits of more than Rs 10,000 crore have been categorised in tier 4.
The Supreme Court, in the first, (A)/elaborated on the need for an (B)/intersectional approach, to take into account (C)/the multiple marginalities tha...
One of the eight key national missions (1) / has the twin objective from contributing to (2) / India’s long term energy security (3) / as we...
Read each sentence to find out whether there is any error in it. The error, if any, will be in one part of the sentence. Mark the part with the error as...
- The following sentence has been divided into four segments. Identify the segment that contains an error.
The teacher asked the students / that whet... Parts of the following sentence have been given as options. Select the option that contains a grammatical error.
The jury was not happy with th...
The CTC vaccine greatly helped in increasing vaccination coverage in a few areas where excess was a problem and electricity was unreliable.
I hope to go to shopping this weekend if the weather permits.
In the following question, some part of the sentence may have errors. Find out which part of the sentence has an error and select the appropriate option.
In the long run, we face the (A)/disturbing prospect of the police becoming (B)/gatekeepers over what content reaches (C)/the public domain and what do...
Nobody want (1)/Â to greet her (2)/ because of her nature (3)/ No errorÂ
Relevant for Exams:
