The Reserve Bank has harmonised the provisioning norms for standard assets applicable to all categories of urban cooperative banks (UCBs). Under this,advances to the commercial real estate (CRE) sector which are standard shall attract a uniform provisioning requirement of ______ of the funded outstanding on a portfolio basis.
The Reserve Bank has harmonised the provisioning norms for standard assets applicable to all categories of urban cooperative banks (UCBs). In December last year, the RBI categorised UCBs into four tiers including, tiers 1, 2, 3, and 4 for regulatory purposes. Prior to that, such banks fell only in tier 1 and tier 2 categories. Advances to commercial real estate (CRE) sector which are standard shall attract a uniform provisioning requirement of one percent of the funded outstanding on a portfolio basis. In case of the Commercial Real Estate-Residential Housing Sector (CRE-RH) and all other loans and advances, the provisioning requirements would be 0.75 percent and 0.4 percent, respectively. RBI has categorised all unit UCBs and salary earners' UCBs (irrespective of deposit size), and all other UCBs having deposits up to Rs 100 crore in tier 1. In tier 2, it has placed UCBs with deposits more than Rs 100 crore and up to Rs 1,000 crore. Tier 3 will cover banks with deposits more than Rs 1,000 crore and up to Rs 10,000 crore. UCBs with deposits of more than Rs 10,000 crore have been categorised in tier 4.
Few people dive in a swimming pool of dimensions 25 × 15m. Due to this the water level rises by 4m. If one person displace 2 cubic metre of water. Find...
The perimeter of a rectangle is 50% more than perimeter of a square of side 25 cm. If the length of rectangle is 100% more than side of square then fin...
The circumference of a circle is 44 cm and the length of the rectangle is 4 times the radius of the circle. Find the area (in cm2) of the rec...
Area of a rectangle is equal to the total surface area of a hemisphere having volume 8192 cm³. Find the perimeter of the rectangle if its length is 125...
The cost of levelling a square field @ Rs.32 per sq. metre is Rs.2,88,800. Field is to be fenced and also 2 metres broad pathway is to be cons...
On a rectangular wall of length 23 metres and height 22 metres, there is a window in the shape of triangle surmounted on a square. If the base of triang...
The ratio of the breadth to the length of a rectangular field is 3:4. The total cost of cutting the grass of the field at the rate of Rs 12 per m2<...
A closed wooden box of uniform thickness has length, breadth and height 20cms, 16cms and 12 cms respectively. If the thickness of the wooden block is 2 ...
Each interior angle of a regular polygon is 140°. Then find out how many diagonals are there?
Determine the volume of a cone with a curved surface area of 180 cm² and a radius of 6 cm. (Assume π = 3 for calculations.)