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Vijaya Bank and Dena Bank were merged with Bank of Baroda with effect from 1 April 2019. All customers will now have access to a total of 8,248 domestic branches and 10,318 ATMs across the country. Vijaya Bank and Dena Bank customers can use their current debit cards till expiry, with the current PIN. But on first usage of the card at a BoB ATM, the account-holder will be prompted for change of PIN.