Question

For individual housing loans below ₹30 lakh, what is the risk weight assigned?

A 20% Correct Answer Incorrect Answer
B 35% Correct Answer Incorrect Answer
C 50% Correct Answer Incorrect Answer
D 75% Correct Answer Incorrect Answer
E Not specified Correct Answer Incorrect Answer

Solution

Individual housing loans below ₹30 lakh have a risk weight of 35%. This risk weight is applicable regardless of the specific LTV ratio within this loan category.  

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