Question
To prevent banks from utilizing overly optimistic
internal statistical software to under-provision under the ECL guidelines, the regulator introduces which mechanism?Solution
If a bank’s advanced internal machine-learning or statistical model calculates a provision lower than the sector baseline mandated by the regulator, the bank must legally comply with the higher value determined by the "Prudential Floor."
Triazines in soil are degraded by:
Which of the following best describes the importance of Indusfood 2025 for Indian agriculture?
What is the primary goal of the Crop Residue Management (CRM) scheme launched by the government?
Which was first Indian dwarf amber grained variety of wheat made from Sonara 64 by γ –gamma rays
Satellite-based crop yield estimation under PMFBY is carried out using which system?
______ is a statement of situation, objectives, problems & solutions.
What is the expected additional income for each SHG under the Namo Drone Didi scheme?
What is the annual financial outlay for the Pradhan Mantri Dhan-Dhaanya Krishi Yojana over six years?
How much CO₂ emission reduction is expected from India’s Advanced Ultra Super Critical (AUSC) coal technology?
Which identification method has been newly approved for livestock insurance?