Question
Which of the following risk is the bank facing when an
individual is unable to pay back the overdraft taken by him?Solution
Credit Risk is the risk of non-recovery of loan or risk of default. Market risk – risk from change in market value of assets Interest rate risk – risk from change in interest rate Liquidity risk – risk of not having enough liquid assets to meet short term obligations Operational risk - from inadequate or failed procedures, systems or policies, employee errors, systems failures, fraud or other criminal activity, any event that disrupts business processes
Which of the following is true with respect to the Risk based supervision (RBS) for banks done by RBI?
Which category do Bad debt fall under?
Union Minister for Finance & Corporate Affairs Smt. Nirmala Sitharaman approves the final Sovereign Green Bonds framework of India. This approval will f...
Which category of operational risk events encompasses losses from KYC and guideline breaches?
Which of the following is not correct about budgeting?
Under the National SC-ST Hub Scheme, what is the reimbursement rate for membership in government-promoted e-commerce portals?
What does ‘C’ in LCR stand for?
Consider the following statements about the budget estimates of fiscal year 2023-24.
1. The share of subsidies is more than the share of defen...
In the context of Cash Credit (CC) facilities, what does the term 'Drawing Power' refer to?
Compute the Total Assets to Debt Ratio from the following information:
Share Capital: ₹12,00,000
Reserves and Surplus: ₹8,00,000
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