Question

A commercial bank sanctions a term loan that generates a Net Income (after deducting interest/operating expenses) of ₹12 Lakhs. The calculated Expected Loss (E

  • L on the loan is ₹2 Lakhs, and the Economic Capital allocated for this facility is ₹50 Lakhs. What is the RAROC for this credit proposal?
A 24%
B 20%
C 16%
D 10%
E 4%
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