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    Question

    Which of the following does not contribute to early

    identification of stressed assets?
    A Credit Score Monitoring Correct Answer Incorrect Answer
    B Stock Audit Correct Answer Incorrect Answer
    C Inspection Reports Correct Answer Incorrect Answer
    D Repayment Performance Correct Answer Incorrect Answer
    E Profitability Ratios Correct Answer Incorrect Answer

    Solution

    Profitability ratios are backward-looking; they do not directly indicate asset stress in real-time.

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