Question
A borrower’s account becomes NPA on Jan 1. It stays
unpaid until Dec 31. As per IRAC norms, what will be the classification of the asset?Solution
After 12 months in Substandard, it becomes Doubtful Asset – up to 1 year (D1).
When identifying business problems, what is the first step a data analyst should take to ensure clarity and effectiveness in solving the problem?
Which of the following keys ensures that no duplicate values are allowed and also uniquely identifies a record in a relational database table?
Which of the following Software Development Life Cycle (SDLC) models is best suited for projects where the requirements are unclear or evolving rapidly?
Which data transformation scales features to a range of 0 to 1?
An employee in a financial organization receives an email claiming to be from the company CEO, asking them to urgently transfer funds to a specific acco...
A network administrator is troubleshooting a problem where a web application is not reachable. After confirming that the physical connections are intact...
Which of the following scenarios demonstrates an appropriate application of time series analysis?
A financial institution notices an unusual pattern in transactions where large amounts are transferred between new accounts shortly after opening. Which...
When decomposing time series data, which component is primarily targeted to be removed to focus on the longer-term trend?
Which of the following is an example of an independent variable in a data analysis model that predicts employee productivity based on training hours?