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      Question

      Which of the following is a soft credit pull and does

      not impact a borrower’s credit score?
      A Loan disbursement Correct Answer Incorrect Answer
      B Hard inquiry by lender Correct Answer Incorrect Answer
      C Credit card application Correct Answer Incorrect Answer
      D Self-checking credit score Correct Answer Incorrect Answer
      E Loan default Correct Answer Incorrect Answer

      Solution

      When individuals check their own score, it is a soft inquiry, which does not affect credit score.

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