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    Question

    Which of the following is a soft credit pull and does

    not impact a borrower’s credit score?
    A Loan disbursement Correct Answer Incorrect Answer
    B Hard inquiry by lender Correct Answer Incorrect Answer
    C Credit card application Correct Answer Incorrect Answer
    D Self-checking credit score Correct Answer Incorrect Answer
    E Loan default Correct Answer Incorrect Answer

    Solution

    When individuals check their own score, it is a soft inquiry, which does not affect credit score.

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