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    Question

    Which of the following does not fall under the

    definition of Non-Performing Assets (NPA) as per RBI norms?
    A Interest overdue for more than 90 days in term loan Correct Answer Incorrect Answer
    B Overdraft account out of order for 91 days Correct Answer Incorrect Answer
    C Interest overdue for 60 days in agricultural short-term crop loan Correct Answer Incorrect Answer
    D Installment unpaid for 91 days in a term loan Correct Answer Incorrect Answer
    E Interest unpaid in a bill discounted account for 93 days Correct Answer Incorrect Answer

    Solution

    For short duration agricultural loans, NPA classification is after 2 crop seasons or more than 90 days, whichever is applicable.

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