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A loan is considered as microfinance loans when it is: • a collateral-free loan, irrespective of end use and mode of application/ processing/ disbursal (either through physical or digital channels), provided to low-income households, i.e., households having annual income up to ₹3,00,000. • For this purpose, the household shall mean an individual family unit, i.e., husband, wife and their unmarried children. • To ensure collateral-free nature of the microfinance loan, the loan shall not be linked with a lien on the deposit account of the borrower.
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Karma is a folk dance of which place of Uttar Pradesh?
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The National Electronic Funds Transfer (NEFT) system processed a record high number of transactions in a day on February 29 this year. How many transact...
The 29th Conference of Parties (COP-29) in Azerbaijan will emphasize what theme?
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Which element is represented by the symbol 'Fe' in the periodic table?
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