Question
SIDBI guided the ranking model for MSME lending by
CIBIL, known as the FIT Rank. What data forms the basis of this rank?Solution
Under the mentorship of SIDBI, CIBIL, in collaboration with Online PSB Loans Limited (OPL), launched FIT rank by leveraging the power of Goods and Services Tax (GST), Bank Statements, and Income Tax returns (ITR) information to provide a ranking model for MSME lending. The ranking model uses machine learning algorithms to arrive at the probability of an MSME becoming a non- performing asset (NPA) in the next 12 months based on its financial, income, and trade data . The ranking is done on a scale of 1 to 10 with FIT Rank 1 for the least risky MSME and FIT Rank 10 for the most at-risk MSME. Each FIT rank corresponds to a Probability of Default (PD) and lower the FIT Rank, lower is the PD associated with the MSME.
In the context of air pollution measurements, what does "PM2.5" refer to?
Identify the gas that is not considered a permanent part of the Earth's atmosphere.
What is the scientific name of the common pigeon?
Which instrument is commonly used to measure the depth of water bodies?
Which of the Following Isopleth connects places of equal height above the sea level.
Which vitamin is essential for blood coagulation?
At ________ the centigrade and Fahrenheit scales are equal.
_________ is a good conductor of heat, but a bad conductor of electricity.
What are the small, hair-like structures in the upper part of the respiratory tract called?
Consider the following statements in regards to INS 2B (ISRO NanoSatellite 2B):
1. The INS 2B is a nanosatellite
2. It is developed j...