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      Question

      What is the Minimum Holding Period (MHP) for loans with

      a tenor of up to 2 years before they can be transferred by the transferor?
      A One month Correct Answer Incorrect Answer
      B Three months Correct Answer Incorrect Answer
      C Six months Correct Answer Incorrect Answer
      D Nine months Correct Answer Incorrect Answer
      E Twelve months Correct Answer Incorrect Answer

      Solution

      According to the given information, loans with a tenor of up to 2 years can be transferred by the transferor only after a minimum holding period (MHP) of three months, six months in case of loans with tenor of more than 2 years, counted from the date of registration of the underlying security interest with Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI).

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