Question
What is the Minimum Holding Period (MHP) for loans with
a tenor of up to 2 years before they can be transferred by the transferor?Solution
According to the given information, loans with a tenor of up to 2 years can be transferred by the transferor only after a minimum holding period (MHP) of three months, six months in case of loans with tenor of more than 2 years, counted from the date of registration of the underlying security interest with Central Registry of Securitisation Asset Reconstruction and Security Interest of India (CERSAI).
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