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In October 2020, the risk weights for all new housing loans from October 16, 2020 and up to March 31, 2022 were rationalized, as a countercyclical measure, irrespective of the amount of loan. These risk weights will continue for all new housing loans to be sanctioned up to March 31, 2023 as follows: Loan to Value Ratio is the amount of loan that can be given as a percentage of the market value of a property, which is valued by an empaneled independent valuer identified by the Bank. For eg: if the market value of the property is 80 lakhs, then the maximum loan that can be given is (if LTV Ratio of the bank is 80%) 64 lakhs (80% of 80 lakhs). Other things like income of the applicant will also be considered to decide the final loan eligibility
Which of the following Schemes have contributed towards making of physical infrastructure in India?
I- Bharatmala
II- Sagarmala
III- UDAN
IV- DAY-NRLM
Who inaugurated the Dawki Land Port in Meghalaya's West Jaintia Hills district?
What common theme underpins the work of the 2024 GiRA Prize laureates Bina Agarwal and James K. Boyce?
What fine was imposed by the Federal Communications Commission on the Dish Network for improper disposal of one of its satellites, marking the first pen...
Consider the following statements about ISRO's PraVaHa software:
I. PraVaHa was developed for initial aerodynamic design studies of aerospace veh...
How much did the government's capital expenditure increase by in Q3 of 2024-25?
What ambiguity arose in Nepal's BRI agreement with China regarding project funding?
Union Minister of Road Transport and Highways Nitin Gadkari inaugurated the first phase of the New Zuari Bridge in ?
Shriram Finance has raised a five-year loan of ______ from the Asian Development Bank (ADB) through external commercial borrowing (ECB) under its social...