Question
Which among the following is NOT a constituent of
Tier-II capital of banks according to BASEL Accord?Solution
Tier 2 capital must be at least 2% of RWAs on an ongoing basis. Tier 2 Capital: represents “supplementary capital” such as undisclosed reserves, revaluation reserves, general loan-loss reserves, hybrid (debt/equity) capital instruments, and subordinated debt of the financial institution. Tier 2 Capital is generally less reliable or secure than Tier 1 capital, and therefore must be considered separately when evaluating the riskiness of a bank. Capital reserve is a disclosed reserve and forms a part of the Tier I capital of the bank.
Electronic Supreme Court Reports (e-SCR) project is an initiative of which Asian country?
What campaign was launched by the Ministry of Jal Shakti on World Toilet Day 2025?
India’s foreign exchange reserves declined by $2.16 billion in the week ending October 18 due to:
According to the Worldwide Cost of Living Index 2021 released by the Economist Intelligence Unit (EIU), which is the world’s most expensive cities...
Which implementation mechanism was created under the India–Bhutan agricultural cooperation MoU?
How many mandatory e-services were operational out of 2,124 across 36 States/UTs in June 2025?
Which actor, known for portraying Karna in Mahabharat, passed away at the age of 68 in 2025?
Which of the following is NOT an objective of ‘YUVA PRATIBHA - Culinary Talent Hunt’?
I. To promote culinary talent of Indian youth.
Which organization recently signed an MoU with the Union Education Ministry to train children in classrooms using Adobe Express?
Which award did Rishab Shetty win at the 70th National Film Awards for the year 2022?