Question
RBI’s Financial Inclusion Index (FI-Index) improved
from 64.2 (March 2024) to 67.0 (March 2025) . Which sub-index/combination contributed most to this improvement? ÂSolution
Explanation: Â
- The FI-Index aggregates three dimensions— Access, Usage, Quality . In 2025, RBI noted growth in all three, but the major push came from Usage and Quality . That means more people were actively transacting, taking credit/insurance, using digital channels (Usage ) and finding services safer, reliable, and beneficial (Quality) . Â
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