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    Question

    A loan granted for short duration crops will be treated

    as NPA, if the instalment of principal or interest thereon remains overdue for…………
    A One crop season Correct Answer Incorrect Answer
    B Two crop seasons Correct Answer Incorrect Answer
    C Three crop seasons Correct Answer Incorrect Answer
    D Five crop seasons Correct Answer Incorrect Answer
    E None of the above Correct Answer Incorrect Answer

    Solution

    A loan granted for short duration crops will be treated as NPA, if the instalment of principal or interest thereon remains overdue for two crop seasons. A loan granted for long duration crops will be treated as NPA, if the instalment of principal or interest thereon remains overdue for one crop season. For the purpose of these guidelines, “long duration” crops would be crops with crop season longer than one year and crops, which are not “long duration” crops, would be treated as “short duration” crops

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