Question
The Digital Lending Directions, 2025 are applicable to
which of the following entities? ÂSolution
Explanation: The Directions clearly state that they apply to all digital lending activities undertaken by REs, namely Commercial Banks, Co-operative Banks (Urban, State, and Central), NBFCs (including Housing Finance Companies), and All-India Financial Institutions. LSPs and FinTechs are not independent REs; they act only as agents of an RE. Â
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