Question
Outstanding is ₹60 crore. Realisable value through SARFAESI after 2 years is ₹35 crore (NPV ₹28 crore). Borrower offers OTS of ₹30 crore upfront. What is the financially correct decision?
More Basic Accounting Concepts Questions
- A borrower shows continuous losses, erosion of net worth by 60%, irregular operations in CC account, and diversion of funds to group companies. This exposu...
- A company reports Sales of ₹200 crore, EBIT of ₹30 crore, Interest of ₹10 crore and Tax of ₹6 crore. The bank wants to assess bottom‑line profitability as ...
- A borrower shows Current Assets ₹120 crore, Current Liabilities ₹80 crore, Inventory ₹70 crore, Receivables ₹40 crore. Stock audit reveals obsolete invento...
- A company has Sales ₹400 crore, EBITDA ₹60 crore, Interest ₹20 crore, Depreciation ₹15 crore, Tax ₹5 crore. What is the Cash Profit and Interest Coverage R...
- Special effects used to introduce slides in a PowerPoint or any other Software presentation are known as ________?
- Bank’s group exposure limit is 25% of capital funds. Current exposure is 24%. New proposal is ₹3%. What should be done?
- What does cash flow means in accounting parlance?
- A sub‑standard asset of ₹50 crore consists of secured portion ₹35 crore and unsecured portion ₹15 crore. As per RBI provisioning norms, secured portion att...
- Which of the following does not qualify as a cash equivalent under AS 3?
- A project proposes Debt of ₹140 crore and Equity (including reserves) of ₹60 crore. The industry norm allows maximum Debt–Equity of 2:1. What is the credit...
Hey! Ask a query
Please enter email id
The email must be a valid email address.
Please enter Mobile Number
Please enter valid Mobile Number
Please enter your Doubt
Think You're Ready for RBI Grade B?
RBI Grade B 2026 Phase 1 Memory Based Paper
- 200 Questions with Detailed Solutions
- Section-wise Coverage (GA, English, Quant & Reasoning)