Question

Outstanding is ₹60 crore. Realisable value through SARFAESI after 2 years is ₹35 crore (NPV ₹28 crore). Borrower offers OTS of ₹30 crore upfront. What is the financially correct decision?

A Reject OTS
B Accept OTS
C Go for litigation only
D Defer decision
E Convert to equity
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