📢 Too many exams? Don’t know which one suits you best? Book Your Free Expert 👉 call Now!

  • google app store apple app store
  • ✖

      Question

      A bank’s exposure to steel sector is already 18% of

      total advances against internal cap of 15%. A new steel project proposal of ₹300 crore is otherwise financially sound. What should be the policy-driven decision?
      A Sanction fully due to good project Correct Answer Incorrect Answer
      B Sanction at higher interest Correct Answer Incorrect Answer
      C Reject due to sectoral exposure breach Correct Answer Incorrect Answer
      D Sanction after syndication Correct Answer Incorrect Answer
      E Defer for six months Correct Answer Incorrect Answer

      Solution

      To control concentration risk → share exposure through syndication.

      Practice Next
      ask-question