Question
What among the following is the item related to off-
balance sheet exposure? A.   Deposits B.   Guarantee C.  Call OptionsSolution
Off-balance sheet items are the ones that do not appear on the balance sheet i.e. they are those assets that are not owned by the company or those liabilities that are not a direct obligation. A deposit is a balance sheet item, since it is an actual obligation to pay back to the depositor. Guarantees and call options are off-balance sheet as the obligation under them arise only under certain conditions, if at all. Other off-balance sheet items for a bank may include securitised assets, operating leases.
Which type of borrower is typically associated with Self-Help Groups (SHGs) in priority sector lending?
Recently in November 2021 RBI came out with the Integrated Ombudsman Scheme 2021. This scheme is not applicable to which of the following?Â
Depreciation would be classified as:
The price of the Sovereign Gold Bond is fixed in Indian rupees is based on simple average of closing price of 999 purity gold of how many days?
What do ethical standards primarily provide guidance for?
A company’s 1000 par preferred stock pays a Rs 50 annual dividend and has a required rate of return is 8%. Calculate the value of the preferred stock...
The RBI uses the PCA framework to keep track of banks with poor financial performance, this framework was introduced in:
If the cost of machinery is Rs.5 lakh, the life of the machinery is expected to be 5 years, and rate of depreciation is 10%, what will be the differenc...
The process in which certain types of assets are pooled so that they can be repackaged into interest-bearing securities is called:
A measure of how the returns of two risky assets move in relation to each other is the:
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