Question
UCBs must calculate their exposure ceiling based on
Tier-I capital as of which date? Read the following passage and answer the next 4 questions (Q11-Q14) Urban Co-operative Banks (UCBs), vital players in the urban and semi-urban financial ecosystem, must adhere to strict exposure norms recently outlined in the Master Circular on Exposure Norms and Statutory / Other Restrictions ā UCBs issued by the Reserve Bank of India (RBI). The circular highlights the importance of risk management to mitigate over-concentration of credit risk and secure the financial health of UCBs. According to the circular, UCBs are required to limit their exposure to individual and group borrowers based on their Tier-I capital. Additionally, specific sectoral limits, such as exposure to the real estate and commercial real estate sectors, are enforced to prevent excessive risk-taking. The circular also emphasizes statutory and regulatory restrictions related to unsecured advances and lending practices, thereby aligning UCBs' operations with robust risk management principles. UCBs are expected to comply with these guidelines to ensure stability and prevent the adverse impact of concentrated exposures on their financial position. Failure to adhere to these limits can result in regulatory action and penalties, underlining the importance of these measures.Solution
UCBs must calculate their exposure limits based on the Tier-I capital of the preceding financial year as of March 31, ensuring consistency in exposure management.
Select the most appropriate option to substitute the underlined segment in the given sentence. If there is no need to substitute it, select āNo substi...
Select the most appropriate word for the given group of words.
Branch of science that studies structure, classification and genetics of plants
Select the most appropriate synonym of the given word.
SUBSEQUENT
Select the most appropriate meaning of the given idiom.Ā
One track mind
Dealers cannot __________ profit due to increase in excise duty, and they should not be ___________ with loss due to reduction.
He got a job in the Railways through the back door.
Select the most appropriate option the can substituteĀ the bold segment in the given sentence.
She has let herself be gone after her divorce.Ā <...
The importers had ___________ that the IGST was being ____________ on them twice on the very same transaction by segregating portions of it.
Select the most appropriate word for the given group of words.
a slowly moving mass or river of ice
Select the most appropriate antonym of the given word.
EXACERBATE
