Question
What is the ratio of money held by the public in
currency to that held as deposits in commercial banks called?Solution
The currency deposit ratio shows the amount of currency that people hold as a proportion of aggregate deposits. An increase in cash deposit ratio leads to a decrease in money multiplier. An increase in deposit rates will induce depositors to deposit more, thereby leading to a decrease in Cash to Aggregate Deposit ratio. This will in turn lead to a rise in Money Multiplier.
Which of the following is not allowed in small accounts?
Which among the following items link the Income Statement and the Balance Sheet
What is the threshold aggregate annual credit limit for deposit accounts opened using Aadhaar OTP-based e-KYC?
In cases where REs are unable to meet Customer Due Diligence (CDD) requirements due to a customer’s lack of cooperation, what is the recommended actio...
What is a primary condition under RBI guidelines for REs when onboarding non-resident customers with limited KYC documentation? Â
The CAMELS rating system, used for bank supervision, does NOT include the factor:
The 'MCLR' (Marginal Cost of Funds based Lending Rate) system replaced the earlier 'Base Rate' system. What is a key component in calculating MCLR?
G-Secs in India are issued through auctions conducted by RBI. These auctions are conducted on the Core Banking Solution (CBS) platform of RBI called
What is the maximum term loan sanction permitted for Aadhaar OTP-based e-KYC accounts?
Nostro account is maintained in:
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