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The various methods employed by the RBI to control the credit creation power of the commercial banks can be classified into two groups, viz., quantitative controls and qualitative controls. Quantitative controls are designed to regulate the volume of credit created by the banking system qualitative measures or selective methods are designed to regulate the flow of credit in specific uses. Quantitative methods of credit control include Ø banks rate policy, Ø open market operations and Ø variable reserve ratio. Qualitative or selective methods of credit control include Ø regulation of margin requirement, Ø credit rationing, Ø regulation of consumer credit and direct action.
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The sum of the original incomes of ‘Atul’ and ‘Bineet’ is Rs. 82000. If the income of ‘Atul’ had been 26000 more, then his income would ha...
The monthly incomes of Rahul, Sanjay, and Vikram are in the ratio of 3:5:4, while their monthly expenditures are in the ratio of 6:5:7. Rahul earns Rs. ...
Neha spends 60% of her monthly income. If her monthly income increased by 35% and her expenditure remained the same, then she would be able to save Rs. ...
