Question
What is the maximum overdraft that can be provided by a
bank to account holder of the Pradhan Mantri Jan Dhan Yojna ?Solution
The overdraft limit for Pradhan Mantri Jan Dhan Yojana (PMJDY) accounts is Rs. 10,000 . This facility is available to eligible account holders.  Â
- Eligibility: An overdraft is available to one account per household, preferably the lady of the household. 
- Conditions: To avail an overdraft beyond Rs. 2,000, the following conditions apply: Â
- 4 times the average monthly balance.  Â
- 50% of the credit summations in the account during the preceding 6 months.  Â
- Or, Rs. 10,000, whichever is lower.  Â
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