In each of the questions given below, two statements

Solution

I) Because financial literacy programs are being introduced in several universities Combined sentence: Because financial literacy programs are being introduced in several universities, young adults are learning to manage their personal finances more responsibly. This expresses cause and effect, which fits the context. Correct II) Financial literacy programs being introduced in several universities Combined sentence: Financial literacy programs being introduced in several universities, young adults are learning to manage their finances. This construction is grammatically incorrect because the participle phrase does not form a proper clause. Incorrect III) Once financial literacy programs are introduced in several universities Combined sentence: Once financial literacy programs are introduced in several universities, young adults will learn to manage their personal finances more responsibly. This expresses future consequence, which is logically valid. Correct Thus both I and III work correctly.