Question
Consider the following Statements. (I) Pradhan
Mantri Jan-Dhan Yojana was launched in 2014. (II) It comes under the administrative control of Ministry of Labour & Employment. (III) The scheme covers both the urban as well as rural areas and provides an indigenous Debit Card (RuPay card) to each of its account holders.Solution
Name of the scheme PMJDY Full-Form Pradhan Mantri Jan-Dhan Yojana Date of launch 28th August 2014 Government Ministry Ministry of Finance The scheme covers both the urban as well as rural areas and provides an indigenous Debit Card (RuPay card) to each of its account holders. No minimum balance is required for opening an account under this scheme. The beneficiary can open his/her account in any bank branch or Business Correspondent outlet at zero balance. It ensures to provide on Core Banking System (CBS) along with mobile banking using USSD facilities. A facility of call center and a toll-free number is available nationwide. Pradhan Mantri Jan Dhan Yojana provides each beneficiary with basic banking accounts with a debit card with inbuilt accident insurance.
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