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      Question

      The Lakhpati Didi initiative aims to transform women SHG

      members into micro-entrepreneurs earning at least Rs. 1 lakh per annum. Evaluate the following statements: I. The government has set a target of creating 3 crore Lakhpati Didis, and more than 10 crore women are enrolled in SHGs across India as of 2025. II. Skill training under Lakhpati Didi covers areas such as drone operation, solar panel installation, LED bulb manufacturing, and plumbing to diversify income sources. III. The scheme exclusively targets women from Scheduled Caste and Scheduled Tribe communities to ensure social inclusivity. IV. Lakhpati Didis are eligible for micro-credit of up to Rs. 5 lakh at subsidized interest rates through a dedicated NABARD window. Which of the above statements are correct?
      A I and II only Correct Answer Incorrect Answer
      B II and IV only Correct Answer Incorrect Answer
      C I, II and IV only Correct Answer Incorrect Answer
      D I and II only Correct Answer Incorrect Answer
      E I, II, III and IV Correct Answer Incorrect Answer

      Solution

      Statement I is correct the target is 3 crore Lakhpati Didis and more than 10 crore women are part of SHGs nationally. Statement II is correct skill training under the initiative covers drone operation (for agricultural use), solar panel servicing, LED bulb assembly, plumbing, and other livelihood-enhancing trades. Statement III is incorrect the scheme is not limited to SC/ST communities; it is open to all SHG members regardless of social category. Statement IV is incorrect no specific Rs. 5 lakh NABARD window exclusively for Lakhpati Didis is an official provision. Answer: D (I and II only).

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