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      Question

      Under the co-lending model of 2020, what minimum share

      of loans must banks undertake in partnership with NBFCs?
      A 10% Correct Answer Incorrect Answer
      B 20% Correct Answer Incorrect Answer
      C 40% Correct Answer Incorrect Answer
      D 60% Correct Answer Incorrect Answer
      E 80% Correct Answer Incorrect Answer

      Solution

      In the 2020 co-lending framework, NBFCs retain ≥20% while banks cover the balance, i.e., typically 80%. (New 2025 rules allow each lender to hold ≥10%.)

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