Question
What is the main purpose of the Central KYC Records
Registry (CKYCR) in India?Solution
• The Central KYC Records Registry (CKYCR) was established under the Prevention of Money Laundering Act (PMLA), 2002 framework. • Its role is to function as a central repository of KYC records of customers. • It enables “one-time KYC” — once a customer completes KYC with one financial institution, the same information can be shared digitally with other institutions (with proper consent), reducing duplication. • CKYCR thus enhances efficiency, compliance, and financial inclusion.
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