Question
For unsecured doubtful advances outstanding for more
than three years, the required provisioning percentage is:Solution
As per RBI guidelines on asset classification and provisioning norms: • Advances are classified into sub-standard, doubtful, and loss assets based on their period of default and recovery prospects. • For doubtful assets, provisioning depends on whether the advance is secured or unsecured, and the time periodfor which it has remained doubtful. • Specifically, for unsecured doubtful advances that have remained doubtful for more than 3 years, banks must create a 100% provision. • This ensures that banks maintain adequate buffers against the high probability of loss in such cases. Thus, the provisioning requirement is 100% for unsecured doubtful advances exceeding three years.
Statements:Â
Some Gases are not Solids.
All Solids are Liquid.
Only a few Liquid are Precipitation.
Conclusions:
Statement: S < T ≥ O = R; T < V
Conclusion:
I. V > S
II. R < VÂ
In the question below, there are two conclusions followed by three statements in the options. You have to take the three given statements to be true ev...
Statements:All papers are pencils.
No pencil is an eraser.
Conclusions:I. No paper is a pencil.
II. No paper is an eraser.
...Statements:
Some copy are not book.
Only a few book are paper.
Only paper are notebook.
Conclusions:
Some copy may...
In the question below there are three statements followed by three conclusions I, II, and III. You have to take the three given statements to be true e...
Statements:
Some couliflower are cabbage.
Some cabbage are asparagus.
Some asparagus are pumpkin.
Conclusions:
I...
Statements-:
Only a few Apple are not Mango
Some mangoes are orange
All orange are grapes
Conclusions-:
I. All or...
In the question below there are three statements followed by three conclusions I, II, and III. You have to take the three given statements to be true ...
Statements :No mango is a guava.
Some guavas are oranges.
Some oranges are apples.
Conclusions :I. Some apples are oranges.
...
Relevant for Exams:
