Question
Under the Bharatiya Nyaya Sanhita, 2023, what is the
punishment for intentionally causing damage to insured property to claim insurance money?Solution
Deliberately damaging insured property to claim insurance benefits falls under criminal mischief with fraudulent intent, punishable under Section 100 (offences relating to property damage with intent to defraud) of the Bharatiya Nyaya Sanhita, 2023. • The offence attracts rigorous imprisonment up to 7 years and fine. • It aims to prevent insurance fraud, protecting insurers and honest policyholders. • Accidental damage without fraudulent intent is not punishable under this section. This provision strengthens legal deterrents against arson, sabotage, or other damage caused for wrongful insurance claims.
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