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    Question

    Under the Bharatiya Nyaya Sanhita, 2023, what is the

    punishment for intentionally causing damage to insured property to claim insurance money?
    A Fine only Correct Answer Incorrect Answer
    B Imprisonment up to 3 years or fine or both Correct Answer Incorrect Answer
    C Imprisonment up to 6 months or fine or both Correct Answer Incorrect Answer
    D Imprisonment for life Correct Answer Incorrect Answer
    E No punishment if damage is accidental Correct Answer Incorrect Answer

    Solution

    Under the Bharatiya Nyaya Sanhita, 2023, intentionally causing damage to insured property to claim insurance money falls within the offence of “mischief” as defined in Section 324(1) , illustrated by: “A, having insured a ship, voluntarily causes the same to be cast away, with the intention of causing damage to the underwriters. A has committed mischief.” The punishment for this offence is prescribed by Section 324(2) : “Whoever commits mischief shall be punished with imprisonment of either description for a term which may extend to six months , or with fine , or with both .”

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