Question
Under Section 45D of the RBI Act, 1934, the maximum fee
the Bank may levy for furnishing credit information in respect of each application is what amount?Solution
Section 45D deals with the procedure for furnishing credit information to banking companies. Under Section 45D(3), the Bank may, in respect of each application, levy such fees, not exceeding twenty-five rupees, as it may deem fit for furnishing credit information. A proviso to Section 45D(2) ensures that the information furnished shall not disclose the names of the banking companies which submitted it. The maximum fee per application is therefore twenty-five rupees.
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