Under Section 11, what is the maximum age up to which the Chairperson of the DRAT can continue to serve?

Section 11 (substituted by the 2016 Amendment) provides that the DRAT Chairperson holds office for a 5-year term with reappointment eligibility, subject to an age limit of seventy years. This is 5 years more than the DRT Presiding Officer's age limit of 65 years. The higher age cap for the DRAT Chairperson acknowledges the seniority and experience needed for appellate adjudication. The pair - 65 years (DRT Presiding Officer, Section 6) and 70 years (DRAT Chairperson, Section 11) - is one of the most frequently tested comparative facts in banking law examinations and should be remembered as a standard exam question on the RDB Act.