Question
Under Clause 4 of the Banking Ombudsman Scheme, 2006,
who appoints the Banking Ombudsman, and what is the maximum tenure for a single appointment?Solution
Explanation:
Clause 4 of the Banking Ombudsman Scheme, 2006 (issued under Section 35A of the Banking Regulation Act, 1949) explicitly states: ·        Appointing authority:  The Reserve Bank of India  (not the Central Government a very common confusion in exams) ·        Eligibility:  The appointee must be one of the RBI's own officers  in the rank of Chief General Manager or General Manager ·        Tenure:  The appointment shall be made for a period not exceeding three years at a time
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