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      Question

      The principle of utmost good faith requires:

      A The insurer to assess all risks independently. Correct Answer Incorrect Answer
      B The proposer to disclose all material facts about the proposed risk. Correct Answer Incorrect Answer
      C Both parties to avoid fraud. Correct Answer Incorrect Answer
      D Premium payment in advance. Correct Answer Incorrect Answer
      E None of these Correct Answer Incorrect Answer

      Solution

      The correct answer is B

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